If someone offered you $1,000 a year to take better care of yourself, would you accept the proposal? That’s the question we asked our employees in a recent meeting with our health insurance provider and, not surprisingly, they said yes.
Our new Health by Choice PPO plan goes into effect Aug. 1 and calls for everyone at the agency to have some skin in the game. Submitting to a comprehensive health assessment with a physician and taking steps to improve body mass index, cholesterol, blood pressure and other general health indicators reduces the deductible for the employee-only plan from $1,500 to $500. (The family plan offers even more savings.)
And the move helps reduce the risk of preventable diseases, which means fewer sick days and lower health care costs when employees exercise, eat right and maintain a healthy lifestyle.
At Marx Layne, we’re focused on overall wellness, so we’ve created workplace opportunities for our employees to get fit. Many of our people sit on inflatable fitness balls at their desks, eat fresh organic fruit and drink purified water provided by the agency every morning, and find ways to weave exercise into their day like biking to work. Some even avoid the microwave at lunchtime, warming their food in a toaster oven instead.
But we thought an additional incentive – saving money – would help manage waistlines and escalating insurance costs. Since we launched our firm in 1987, we’ve absorbed annual increases in insurance premiums for our employees. But as costs rise and employees’ medical needs grow, we decided everyone should take responsibility for their own health. We’re pleased our employees are willing to get involved, playing an active role to make things better for all of us.
We know the journey to wellness won’t be easy. The road is littered with temptation. But now, we’re working together to keep one another on track.
Join us online at www.marxlayne.com/blog as we trot along to physical and financial wellness.